Welcome to the Financing hub of Johnson Group—where your dream of homeownership in Savannah becomes a reality! Let’s talk numbers for a moment. Did you know that whether you’re renting or buying, you’re already contributing to a mortgage? The question is, whose mortgage is it—yours or your landlord’s? In today’s competitive market with steady mortgage rates, there’s never been a better time to shift that financial contribution to your own investment. By purchasing a home, you’re not just securing a roof over your head; you’re building equity, improving your credit score, and most importantly, investing in your future. So why pay off someone else’s mortgage when you could be building your own wealth? Make the smart move with Johnson Group and let’s turn your real estate dreams into tangible assets.
As you begin your home search with Johnson Group as your partner, we aim to guide you through every step of the homebuying process. We will connect you to Savannah’s top financing experts who will help get you preapproved for a loan and then make the homebuying process a breeze.
You, your agent, and your local lender will work as a team to help you choose the right loan for your individual situation. Although most traditional banks require a credit score of at least 640 with a two-year work history, there are several local lenders that offer loan programs for those with a credit score as low as 580. Other considerations that we will work through together are the amount of funds available for a down payment (for example, VA and USDA Loans require 0% down, FHA Loans require 3% down, and FHA Loans require 5% down).
Ready to make your dream a reality? Connect with us below and we will contact you to help you choose from our team of preferred local financing experts who specialize in financing homes in the Greater Savannah real estate market.
Get PreQualified
Before you start your home search
you should know what you can
afford!
Lenders Make a Big Difference
A local lender can make a huge difference in a real estate deal.
When dealing with a local lender, you are working with someone
who has firsthand knowledge of the local real estate market and
can provide you with invaluable insights. They know the local
economy, the neighborhoods, and the local real estate market
trends. This knowledge can help you make informed decisions
about your real estate investment.
Another advantage of working with a local lender is that they may be more flexible with their loan terms. Because they are not bound by the same regulations as larger national lenders, they may be able to offer more creative financing options that can help you close a deal that otherwise would not be possible.
Furthermore, a local lender is more likely to provide personalized
customer service. You can meet with them in person, and they will take the time to understand your unique financial situation. They can help you navigate the loan application process, answer your questions, and provide you with guidance throughout the entire process.
In summary, working with a local lender can provide you with a
competitive edge in the real estate market. Their knowledge,
flexibility, and personalized customer service can make a difference in closing a deal successfully.